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Carte Vitale (French health insurance card)

Definition

The carte Vitale is the free, personal chip card issued by France's national health insurance (Assurance Maladie) that proves you are insured and lets doctors and pharmacies bill your care electronically. Newcomers order it online through their ameli account once they have a definitive social security number.

Also called: carte Vitale, Vitale card, French health card, application carte Vitale, numéro de sécurité sociale, attestation de droits

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What is the carte Vitale?

The carte Vitale identifies you to the Assurance Maladie and carries the information needed to cover your care. When you show it, the doctor or pharmacist sends an electronic claim in place of the paper feuille de soins, and Service-Public says reimbursement typically arrives within a week. In some cases it also lets you use tiers payant, so you do not pay up front.

For a nurse, doctor or therapist moving to France it is a personal card, not a professional one. As a practitioner you will also meet the CPS card, the professional card linked to your RPPS number; the two are often confused.

Who can get one

You need a social security number and proof of identity. Service-Public says that people arriving in France can order the card once they have their definitive social security number, so the wait for that number is often the longest part. Adults order their own card; a child aged 12 to 15 can have one at a parent's request, and from 16 with a parent's consent.

How to get your first carte Vitale

  1. Make sure you are registered with the Assurance Maladie through your local health insurance office (CPAM).
  2. Open your ameli account, the Assurance Maladie online account.
  3. Once your definitive number is assigned, order the card in your ameli account or the Compte ameli app, or by post. The app lets you send a selfie and a photo of your ID, which speeds up processing.
  4. Wait about two weeks for an online order or about three weeks by post.
  5. Meanwhile, download an attestation de droits (certificate of entitlement) from your ameli account. It proves your cover for everyday procedures.

Cost, updates and the app

  • Cost. The card is free. Service-Public warns that anyone asking you for money is attempting a scam. Abusive replacement requests cost €5 for a physical card from the fourth replacement in a calendar year.
  • Updates. The card has no expiry date but should be updated at least once a year and after changes such as a move, a birth or a new GP, at kiosks in Assurance Maladie offices and most pharmacies.
  • App. The free carte Vitale app has been available nationwide since November 2025 and offers the same services as the physical card. Keep the physical card with you, as deployment is gradual.
  • Loss or theft. Declare it on ameli or in the app and order a new card, which arrives within two to three weeks.

Common problems

  • Expecting the card on arrival. It cannot be ordered until your definitive number exists, so keep paper receipts and use the attestation de droits in the meantime.
  • Paying an agency. Ordering is free through ameli; private sites that charge are not needed.
  • Identity errors. Name, sex or birth details are corrected through an INSEE online service, so check the paper copy you receive with the card.
  • Forgetting to update the card. After a move or a change of situation, tell your health insurer and update the card, or reimbursements can slow down. Keep your titre de séjour details current with the CPAM too.

Questions

Service-Public says people arriving in France order the card once they have their definitive social security number. Until then, use your attestation de droits and keep receipts for reimbursement.

About two weeks when ordered online through your ameli account and about three weeks by post, once your definitive number is assigned.

No. The card and ordinary replacements are free. Only repeated replacements in one year carry a small charge.

No, but without it you may have to pay up front and claim back using a paper form. The card speeds up reimbursement and can let you avoid paying up front.

No. The carte Vitale is your personal health insurance card. The CPS card is a professional card that identifies you as a registered practitioner and carries your RPPS number.

It has no expiry date, but you must update it regularly and return it if your entitlement ends.

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